Buy Now, Pay Later!
We're happy to let you know that you can get big ticket items, with small flexible payments through Shop Pay! There's a link to use Shop Pay Installments on EVERY product! Look for a message like this:
Here is an example of a Shop Pay Installments option from one of our $120 products:
Below you will find our Frequently Asked Questions about using 'Buy Now, Pay later' to purchase from us.
Will this impact my Credit Score?
If you choose to pay for your order in four biweekly instalments, then your credit score isn't impacted.
If you choose to pay for your order in monthly payments, and you don't make payments on time, then your credit score might be affected. Only monthly payment options may impact your credit score.
Are there any additional charges or fees?
For instalment orders that are split into four biweekly payments, there are no additional charges, interest rates, or late fees!
For instalment orders that are paid for in monthly payments, interest rates from 10 to 30% APR apply.
What if I buy a Pre-order?
If you finance your purchase with Shop Pay Installments (Affirm), your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.
Do I qualify for Buy Now, Pay Later?
You can review the requirements of using Shop Pay Instalments, as well as other details including Management of your account.
What if I have questions about my payments?
For questions about your loan, making a payment, or managing your account, then you can reach out to our instalments partner for more information.